Why To Hire An Attorney If Considering Filing For Bankruptcy

Perhaps you had a serious illness that required a lengthy and expensive hospital stay. Maybe your car broke down, and you had to max out your credit cards to pay for the repairs. The balance of your mortgage may be way more than your home is currently worth, putting you underwater.

No matter what situation led to your debt problems, you need to be sure that you are fully informed of all of your options at this time. At our firm, we have seen many people who have seemingly lost hope. We want to tell you that there are things that you can do if you find yourself in this situation, but you need to talk to an experienced bankruptcy attorney to be sure that you are able to make the best decisions for your future.

Our lawyer, Douglas J. Powell, is Board Certified in Consumer Bankruptcy Law by the Texas Board of Legal Specialization. Douglas has helped thousands of families obtain debt relief. Here is some information about why you need to work with our firm if you are struggling with debt.

Debt relief companies often make your problems worse

You cannot turn on the TV, go online or listen to the radio without getting overwhelmed by ads from debt relief companies. These organizations promise to eliminate your debt for pennies on the dollar.

You need to know that these promises are often too good to be true. When you hire a debt relief company, they charge extremely high fees at the beginning of your working relationship. They then tell you to stop paying your bills, and that they will negotiate with your creditors for you.

Months will pass, and these debts will continue to accumulate. The money that you provided them will be used for their fees, and nothing else. After working with these companies, your situation will be much, much worse, and leave you with fewer options available to you.

You need to make sure the plan you create is right for you

Filing for bankruptcy is a potentially life-changing decision. It is really your opportunity to take control, and the plan that you develop can have either a positive or negative effect on your financial future.

You need to be clearly informed of all your options at this time. An experienced attorney will be able to discuss the various steps that you should take to protect yourself now and in the future. This can give you the confidence that you need to address your debt problems once and for all.

The process can be complicated, and you need to have a guide

Whether you are filing for Chapter 7 or Chapter 13 bankruptcy protection, you need to be sure that you are doing everything correctly. Mistakes, omissions or revisions can cause serious problems for your bankruptcy plan.

An attorney who has been through the process before will ensure that everything is done properly, which can help you address your debt problems in a much more efficient manner. You will not have to worry about what is happening, because you will have an experienced professional working on your behalf. You will be able to ask questions and get answers that tell you what is best for you.

Talk To Us To Learn More About Your Situation

To talk to our board-certified bankruptcy attorney, call 512-592-3236 or send an email to schedule your free consultation. From our offices in Austin, we help people in Hays County, Travis County and Williamson County get a fresh start.

We are a debt relief agency. We help people file for relief under the Bankruptcy Code.