Chapter 7 Debt Relief In Austin

It can be very hard to admit that you are having money problems. You may be working several jobs just to barely make ends meet. This makes it impossible for you to pay down your increasing debt, or set aside any savings to be used to address emergencies that you may encounter later.

If you find yourself in this position, and are continually receiving phone calls from your creditors, it may be time to consider filing for bankruptcy. At The Law Office of Douglas J. Powell, P.C., our attorney, Douglas J. Powell, is Board Certified in Consumer Bankruptcy Law by the Texas Board of Legal Specialization. He will help you determine if Chapter 7 bankruptcy is right for your situation.

How Chapter 7 Bankruptcy Works

In order to file for Chapter 7 bankruptcy, you must qualify under the means test. This test examines your income, assets and debts. Our lawyer will help you understand the means test, and walk you through the process. If you qualify, we will immediately begin the process of helping you eliminate your credit card bills, medical expenses and other dischargeable debt.

We assist with all aspects of filing Chapter 7 bankruptcy, including:

  • Evaluating all of your options to determine if bankruptcy is right for you
  • Preparing all of the necessary paperwork that is needed for Chapter 7
  • Helping you protect your property
  • Working with you to create a debt-management strategy to help prevent you from experiencing financial challenges in the future

Many of our clients want to know if they will be able to keep their house or car if they file for Chapter 7. In most cases, you will be able to keep the assets that you have, but, in some situations, it may be better for you to move out from under your house or car payments. We will carefully analyze your current financial picture and work with you to find the right solution to your debt concerns.

Do Not Let Debt Control Your Life — Contact Us Today For Help

To speak to our attorney about your Chapter 7 bankruptcy questions, please call us at 512-592-3236 or send us an email. From our offices in Austin, we represent clients located in Travis County, Hays County and Williamson County.

We are a debt relief agency. We help people file for relief under the Bankruptcy Code.